3rd Party Liability (Mandatory for car / motorcycle owners):

• Covers : damages your driving may cause to OTHERS (in property / body). Does NOT cover damages to your own vehicule.

• Bonus system : many companies offer significant discounts (up to 70%) for drivers who don't claim damages from the insurance for a while.
  
  

Comprehensive Insurance (Recommended only if you have an expensive car):

• Partial comprehensive : covers damages to YOUR own vehicle from  theft, fire, natural hazards, & vandalism.

• Fully Comprehensive : same as above, but also covers damages to YOUR own vehicle from collision with other drivers
  
  

Driving Legal-Protection:

Covers legal fees related to your driving / owning a vehicle (ie, court disputes, garage disputes, etc)