Car / Motorcycle Insurance
3rd Party Liability (Mandatory for car / motorcycle owners):
Covers : damages your driving may cause to OTHERS (in property / body). Does NOT cover damages to your own vehicule.
Bonus system : many companies offer significant discounts (up to 70%) for drivers who don't claim damages from the insurance for a while.
Comprehensive Insurance (Recommended only if you have an expensive car):
Partial comprehensive : covers damages to YOUR own vehicle from theft, fire, natural hazards, & vandalism.
Fully Comprehensive : same as above, but also covers damages to YOUR own vehicle from collision with other drivers
Covers legal fees related to your driving / owning a vehicle (ie, court disputes, garage disputes, etc)
Allianz offers 20% off Car / Motorcycle Insurance for glocals Members
Contact Mr. Aymeric Brossard, the glocals agent at Allianz:
+41 (0)78 696 46 50