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Health insurance

Hello,


Just moved to Geneva and was told I'm required by law to get a private health insurance. Does anyone have any tips on how to go about choosing their insurance provider?


Any help  would be much appreciated,


Thanks!

The text you are quoting:

Hello,


Just moved to Geneva and was told I'm required by law to get a private health insurance. Does anyone have any tips on how to go about choosing their insurance provider?


Any help  would be much appreciated,


Thanks!


Nicolas CNov 1, 2019 @ 10:30
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Re: Health insurance
Post 1

Hi Nicolas, 

Welcome to Switzerland! I am also an expat (from the UK) and specialize in insurance for expats and families here in Switzerland. Happy to help you.
Please feel free to message me, we can have a call or a coffee? 

Best, 
Katrina 
+41 765 965 605

The text you are quoting:

Hi Nicolas, 

Welcome to Switzerland! I am also an expat (from the UK) and specialize in insurance for expats and families here in Switzerland. Happy to help you.
Please feel free to message me, we can have a call or a coffee? 

Best, 
Katrina 
+41 765 965 605


Katrina K, Nov 1, 2019 @ 13:41
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Re: Health insurance
Post 2

Nicolas:


The coverage of basic health insurance is identical (by law) for all providers. And you can see a comparison of all providers and their prices on www.comparis.ch


With each provider you can choose a different "franchise" (the self-participation part of your insurance), and various models (ie: that you see any doctor you want, or only certain doctors). These choices will effect your price.


Personally I'm insured with Assura and i'm happy with them.


Nir

The text you are quoting:

Nicolas:


The coverage of basic health insurance is identical (by law) for all providers. And you can see a comparison of all providers and their prices on www.comparis.ch


With each provider you can choose a different "franchise" (the self-participation part of your insurance), and various models (ie: that you see any doctor you want, or only certain doctors). These choices will effect your price.


Personally I'm insured with Assura and i'm happy with them.


Nir


Nir Ofek, Nov 1, 2019 @ 15:54
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Re: Health insurance
Post 3

You may also wish to look at the website www.priminfo.ch. It is public and not affiliated or linked to health insurances.


M

The text you are quoting:

You may also wish to look at the website www.priminfo.ch. It is public and not affiliated or linked to health insurances.


M


Marvin S, Nov 3, 2019 @ 20:16
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Re: Health insurance
Post 4

Thank you very much Marvin and Nir both the websites were helpful.


In the end I met with Katrina and she helped me find the best option for me and also helped with all the paperwork. Would definetly recommend her services if you are new to Switzerland.


Nicolas

The text you are quoting:

Thank you very much Marvin and Nir both the websites were helpful.


In the end I met with Katrina and she helped me find the best option for me and also helped with all the paperwork. Would definetly recommend her services if you are new to Switzerland.


Nicolas


Nicolas C, Nov 6, 2019 @ 12:54
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Re: Health insurance
Post 5

It's true the first time around that speaking to someone to explain the game here is better. The other two sites are good when you understand what's going on!

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It's true the first time around that speaking to someone to explain the game here is better. The other two sites are good when you understand what's going on!


Anne-Marie L, Nov 6, 2019 @ 16:08
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Re: Health insurance
Post 6

Funny fact for those who move in Switzerland with their family: "family doctor" doesn't mean you must have one single doctor for all family members. Each member of the family can have his/her own personal "family doctor". Remember that.

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Funny fact for those who move in Switzerland with their family: "family doctor" doesn't mean you must have one single doctor for all family members. Each member of the family can have his/her own personal "family doctor". Remember that.


Nina D, Nov 16, 2019 @ 17:29
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Re: Health insurance
Post 7

Funny fact for those who move in Switzerland with their family: "family doctor" doesn't mean you must have one single doctor for all family members. Each member of the family can have his/her own personal "family doctor". Remember that.


Nov 16, 19 17:29

I think there might be a misunderstanding of the term “family doctor”.


A family doctor is a medical practitioner who is based in a local community and whose function is to treat routine medical ailments that do not require hospital or specialized care.  If that should be needed, he/she will then refer the patient(s) to the appropriate medical facility.


It follows that a patient doesn’t need to have a family in order to be registered with a family doctor.


Likewise, members of the same family may be registered with different doctors.


I hope this helps!

The text you are quoting:

I think there might be a misunderstanding of the term “family doctor”.


A family doctor is a medical practitioner who is based in a local community and whose function is to treat routine medical ailments that do not require hospital or specialized care.  If that should be needed, he/she will then refer the patient(s) to the appropriate medical facility.


It follows that a patient doesn’t need to have a family in order to be registered with a family doctor.


Likewise, members of the same family may be registered with different doctors.


I hope this helps!


Ritchie, Nov 16, 2019 @ 21:39
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Re: Health insurance
Post 8

Nicolas:

The coverage of basic health insurance is identical (by law) for all providers. And you can see a comparison of all providers and their prices on www.comparis.ch

With each provider you can choose a different "franchise" (the self-participation part of your insurance), and various models (ie: that you see any doctor you want, or only certain doctors). These choices will effect your price.

Personally I'm insured with Assura and i'm happy with them.

Nir


Nov 1, 19 15:54

Hi Nir, 


Currently, I live in Argentina. And I think I will pay an Argentinian health insurance with international coverage. But the Embassy told me this health insurance need to match with the minimum requirements. 

I found a guide but only explain the professionals, not the economical requirements.

Maybe, do you know what are the minimum requirements to the health insurance? Or someone else? :)

Thanks a lot :)

The text you are quoting:

Hi Nir, 


Currently, I live in Argentina. And I think I will pay an Argentinian health insurance with international coverage. But the Embassy told me this health insurance need to match with the minimum requirements. 

I found a guide but only explain the professionals, not the economical requirements.

Maybe, do you know what are the minimum requirements to the health insurance? Or someone else? :)

Thanks a lot :)


Karen A, Jun 15, 2022 @ 02:17
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Re: Health insurance
Post 9

Hi Karen, 


I don't know what you mean by "minimum economical requirements". If you mean what's the price you'll have to pay for the insurance, then you can see that on www.comparis.ch

The text you are quoting:

Hi Karen, 


I don't know what you mean by "minimum economical requirements". If you mean what's the price you'll have to pay for the insurance, then you can see that on www.comparis.ch


Nir Ofek, Jun 15, 2022 @ 11:30
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Re: Health insurance
Post 10

Hi Nir,


Oh, I mean the health insurance offers different plans and different coverage (i.e., the basic plan coverage is CHF 1,000 for medical services, and the advance plan coverage CHF 2,000 for medical services).


My question is, does Switzerland have minimum economic coverage for health insurance?


I'm afraid to contract international health insurance and will not be accepted in Geneva.


Do you know about this? or do you know someone to who I could talk?


Thanks so much


Thanks so much

The text you are quoting:

Hi Nir,


Oh, I mean the health insurance offers different plans and different coverage (i.e., the basic plan coverage is CHF 1,000 for medical services, and the advance plan coverage CHF 2,000 for medical services).


My question is, does Switzerland have minimum economic coverage for health insurance?


I'm afraid to contract international health insurance and will not be accepted in Geneva.


Do you know about this? or do you know someone to who I could talk?


Thanks so much


Thanks so much


Karen A, Jun 15, 2022 @ 16:22
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Re: Health insurance
Post 11

Hi Ritchie,


Oh, my bad, you're right :) 


I will do an internship at Geneve for six months. Nowadays, I'm in the visa process, so I don't know when I will arrive. I think in August, but I'm not sure.


I talked with the Swiss Embassy in Argentina, and they explained to me that I don't need Swiss health insurance. To save money, I will contract Argentinian Health Insurance with international coverage. 


Also, I saw a comment about contracting good health insurance because not all of them are accepted. So, I'm a little afraid of contracting a bad one. That is the reason to ask about the minimum requirements. 


I read a Swiss guide about Health Insurance (Die obligatorische Krankenversicherung (admin.ch) ) and lists the professional basics I need. But isn't say something about the economic coverage.


Thanks in advance for any information :)

The text you are quoting:

Hi Ritchie,


Oh, my bad, you're right :) 


I will do an internship at Geneve for six months. Nowadays, I'm in the visa process, so I don't know when I will arrive. I think in August, but I'm not sure.


I talked with the Swiss Embassy in Argentina, and they explained to me that I don't need Swiss health insurance. To save money, I will contract Argentinian Health Insurance with international coverage. 


Also, I saw a comment about contracting good health insurance because not all of them are accepted. So, I'm a little afraid of contracting a bad one. That is the reason to ask about the minimum requirements. 


I read a Swiss guide about Health Insurance (Die obligatorische Krankenversicherung (admin.ch) ) and lists the professional basics I need. But isn't say something about the economic coverage.


Thanks in advance for any information :)


Karen A, Jun 15, 2022 @ 16:44
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Re: Health insurance
Post 12

This is general information for people arriving in Geneva, it could have some other useful information.


https://www.cagi.ch/en/?jsf=jet-engine:actus&tax=category:56


 

The text you are quoting:

This is general information for people arriving in Geneva, it could have some other useful information.


https://www.cagi.ch/en/?jsf=jet-engine:actus&tax=category:56


 


Karen R, Jun 15, 2022 @ 22:09
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Re: Health insurance
Post 13

Thanks Smile

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Thanks Smile


Karen A, Jun 16, 2022 @ 00:35
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Re: Health insurance
Post 14

Jan 1, 70 01:00

Thank you so much Ritchie :D 

The text you are quoting:

Thank you so much Ritchie :D 


Karen A, Jun 16, 2022 @ 00:38
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