Hello. I have a question regarding liability insurance and Household contents insurance. I am still not sure about the difference between liability insurance and household insurance.

Recently, I have finally found a place to live and I need to take out liability insurance (I will be renting a room in an apartment and living with a landload). When I was researching liability insurance, I found household contents insurance and it also seems to protect me if I break something in my room.

I want to save money and I feel that it is not necessary to have household insurance if it protects "my own things" instead of my landlord's property.

This could be a basic question, but I would be grateful if someone could answer it.