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2nd pillar

Hi, is there any free of charge 2nd pillar account offer that you could recommend please?

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Hi, is there any free of charge 2nd pillar account offer that you could recommend please?


Kris RNov 6, 2020 @ 20:42
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Re: 2nd pillar
Post 1

Hi, perhaps you already found the answer to your question but any 2nd pillar account is free. It is opened for you automatically upon your employer's pension institution (if you earn at least ~20KCHF/year) and in fact even accumulates interests.


It is also recommended to open a 3rd pillar account upon any bank, this is free too and accumulates interests. Mostly important, payments on it are tax-deductible (up to ~6800 CHF/year).  

The text you are quoting:

Hi, perhaps you already found the answer to your question but any 2nd pillar account is free. It is opened for you automatically upon your employer's pension institution (if you earn at least ~20KCHF/year) and in fact even accumulates interests.


It is also recommended to open a 3rd pillar account upon any bank, this is free too and accumulates interests. Mostly important, payments on it are tax-deductible (up to ~6800 CHF/year).  


TheOmegaMan, Dec 5, 2020 @ 20:16
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Re: 2nd pillar
Post 2

Hi, perhaps you already found the answer to your question but any 2nd pillar account is free. It is opened for you automatically upon your employer's pension institution (if you earn at least ~20KCHF/year) and in fact even accumulates interests.

It is also recommended to open a 3rd pillar account upon any bank, this is free too and accumulates interests. Mostly important, payments on it are tax-deductible (up to ~6800 CHF/year).  


Dec 5, 20 20:16

Actually, UBS will charge from next year, but I am moving to Cler which is free.

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Actually, UBS will charge from next year, but I am moving to Cler which is free.


Kris R, Dec 5, 2020 @ 22:04
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Re: 2nd pillar
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UBS will be chargin from next year for the 3rd pillar? I am a customer of them and I haven't received any information in this regard, do you have a link? Thanks

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UBS will be chargin from next year for the 3rd pillar? I am a customer of them and I haven't received any information in this regard, do you have a link? Thanks


ajimenezp, Dec 8, 2020 @ 13:51
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