DIALOGUE BETWEEN A FEMALE PSYCHOLOGIST AND A MALE BEER DRINKER:

Lady Interviewer:  Do you drink every day?

Man:  Yes.

Lady Interviewer:  How much a day?

Man:  Around 3 six-packs starting at noon.

Lady Interviewer:  How much does a 6-pack cost?

Man:  Roughly $10.00 at a deli.

Lady Interviewer:  And how long have you been drinking like that?

Man:  15 years.

Lady Interviewer:  So with a six-pack costing $10.00, and you consuming 3 six-packs a day, you are spending roughly $900 each month.  In one year, you would then be spending $10,800, correct?

Man:  Correct.

Lady Interviewer:  If in 1 year you spend $10,800 on beer, not accounting for inflation, 15 years puts your spending roughly $162,000; correct?

Man:  Correct.

Lady Interviewer:  Did it ever occur to you that if you did not drink for the last 15 years, you could have bought a Ferrari?

Man:  Do you drink?

Lady Interviewer:  No.

Man:  So where's your Ferrari?