http://www.postfinance.ch/content/dam/pf/de/doc/prod/card/pfcard_sec_en.pdf

On a previous thread, someone posted that her friend had her postfinance card stolen, along with her pin number.  Before she became aware of the loss, the thieves had already gone to a post office counter and had withdrawn a substantial amount of money, without photo identification.

Two weeks ago,  I asked a postfinance teller the maximum amount one is able to withdraw with card and pin-- at the counter -- but without photo id.  She confirmed to me that the amount is 5,000 swiss francs.

So, yes, if a thief has your pin and your card, they can get a maximum of 5,000 chf  from your account without any id.

I asked whether there was any way to limit this amount and was told no. She just said to inform postfinance as soon as you are aware of the theft....

Blocking number:

  (from Switzerland)