Login or Sign Up
 
 
 
 
 
 
 
 
 
 
 
 
 
Global Forums > General > Review, the totally online FREE COOP Bank account with smartphone
 
Only members can see photos
Only members can see names and photos
Review, the totally online FREE COOP Bank account with smartphone
I was in postfinance but they charge 5 chf / month and soon 20 chf / month

I heard about this account Zak working in smartphone (android and Iphone)

I was hesitating but it's banque Coop named Cler bank (the supermarkets Coop) and I call them many times for infotmations, it's absolutely free
No fees : free card, free credit card, NOT only the first year but all years !
No fees independantly of the amount in your account. You can put and take little or big ammounts for free too

I opened the account from my phone, I make a call (like skype) and I scanned my ID, after 2 days I received my cards !
I already use it, I changed my automatic bills payement (rent, internet, electricity etc to it very quickly) and I'll close my postfinance account very soon

The big advantage for now :
1.it's Coop bank so very safe, no risks
2. I manage everything from my mobile phone (safety is top and even mobile lost or stolen no access possible, it's a Swiss bank ;-)
3. Excellent to share fees with friends
4. MY FAVOURITE : scan and pay bills with ophone camera ! It take time and risky to enter all this bills codes and numbers...

For sponsorship to win 75 chf when you open your account (you'll receive money first hours when you open your account) : write me an email : faressino@gmail.com

(
I'm a consumer and had no professional or commercial link at all woth this bank or coop, it's just my review because I really like it, also I'll be happy to sponsor you)


The text you are quoting:
I was in postfinance but they charge 5 chf / month and soon 20 chf / month

I heard about this account Zak working in smartphone (android and Iphone)

I was hesitating but it's banque Coop named Cler bank (the supermarkets Coop) and I call them many times for infotmations, it's absolutely free
No fees : free card, free credit card, NOT only the first year but all years !
No fees independantly of the amount in your account. You can put and take little or big ammounts for free too

I opened the account from my phone, I make a call (like skype) and I scanned my ID, after 2 days I received my cards !
I already use it, I changed my automatic bills payement (rent, internet, electricity etc to it very quickly) and I'll close my postfinance account very soon

The big advantage for now :
1.it's Coop bank so very safe, no risks
2. I manage everything from my mobile phone (safety is top and even mobile lost or stolen no access possible, it's a Swiss bank ;-)
3. Excellent to share fees with friends
4. MY FAVOURITE : scan and pay bills with ophone camera ! It take time and risky to enter all this bills codes and numbers...

For sponsorship to win 75 chf when you open your account (you'll receive money first hours when you open your account) : write me an email : faressino@gmail.com

(
I'm a consumer and had no professional or commercial link at all woth this bank or coop, it's just my review because I really like it, also I'll be happy to sponsor you)
Fares AAug 8, 2018 @ 21:11
Your Reply:
Reply  Reply With Quote  Thank Poster
! Report to Admin
 
8 Replies | 701 Views      |  Send to friend
 
Only members can see photos
Only members can see names and photos
Re: Review, the totally online FREE COOP Bank account with smartphone
Post 1

Is this account available to people living outside Switzerland do you know please?

The text you are quoting:

Is this account available to people living outside Switzerland do you know please?


sheila c, Aug 9, 2018 @ 18:54
Your Reply:
Reply  Reply With Quote  Thank Poster
! Report to Admin
Only members can see photos
Only members can see names and photos
Re: Review, the totally online FREE COOP Bank account with smartphone
Post 2

I think they ask for an adress in Switzerland.


 


 

The text you are quoting:

I think they ask for an adress in Switzerland.


 


 


Fares A, Aug 9, 2018 @ 21:09
Your Reply:
Reply  Reply With Quote  Thank Poster
! Report to Admin
Only members can see photos
Only members can see names and photos
Re: Review, the totally online FREE COOP Bank account with smartphone
Post 3
I was in postfinance but they charge 5 chf / month and soon 20 chf / month

I heard about this account Zak working in smartphone (android and Iphone)

I was hesitating but it's banque Coop named Cler bank (the supermarkets Coop) and I call them many times for infotmations, it's absolutely free
No fees : free card, free credit card, NOT only the first year but all years !
No fees independantly of the amount in your account. You can put and take little or big ammounts for free too

I opened the account from my phone, I make a call (like skype) and I scanned my ID, after 2 days I received my cards ! I already use it, I changed my automatic bills payement (rent, internet, electricity etc to it very quickly) and I'll close my postfinance account very soon

The big advantage for now :
1.it's Coop bank so very safe, no risks
2. I manage everything from my mobile phone (safety is top and even mobile lost or stolen no access possible, it's a Swiss bank ;-)
3. Excellent to share fees with friends
4. MY FAVOURITE : scan and pay bills with ophone camera ! It take time and risky to enter all this bills codes and numbers...

For sponsorship to win 75 chf when you open your account (you'll receive money first hours when you open your account) : write me an email : faressino@gmail.com

(
I'm a consumer and had no professional or commercial link at all woth this bank or coop, it's just my review because I really like it, also I'll be happy to sponsor you)
Aug 8, 18 21:11

Thanks, I was in the same situation - postfinance - and I will probably try this new account.

The text you are quoting:

Thanks, I was in the same situation - postfinance - and I will probably try this new account.


Kris R, Oct 24, 2018 @ 14:57
Your Reply:
Reply  Reply With Quote  Thank Poster
! Report to Admin
Only members can see photos
Only members can see names and photos
Re: Review, the totally online FREE COOP Bank account with smartphone
Post 4

Hi Fares,


Thanks for your contribution, the subject is interesting. let me share my point of view to the points you raised:


- From what I understood from you, it looks like opening an account at coop bank is easier than elsewhere.


- Your "advantages" points:


The big advantage for now : 
      1.it's Coop bank so very safe, no risks


       --> What makes you think that a coop bank is very safe? I don't see how you get to that conclusion? and how is it safer than postfinance?


      2. I manage everything from my mobile phone (safety is top and even mobile lost or stolen no access possible, it's a Swiss bank ;-)


       --> Managing your bank account on your mobile phone via the bank's app is everywhere. For Postfinance for example, the app. lets you do all the functionalities.


      3. Excellent to share fees with friends


      --> How so? Anyways, with Twint in the market, it's already easy :-).


      4. MY FAVOURITE : scan and pay bills with ophone camera ! It take time and risky to enter all this bills codes and numbers...


      --> This functionality already exists on Postfinance app (for years now).


 


I must have skipped something in your findings, but I don't see the added value of this Coop Bank.


Cheers


 


 

The text you are quoting:

Hi Fares,


Thanks for your contribution, the subject is interesting. let me share my point of view to the points you raised:


- From what I understood from you, it looks like opening an account at coop bank is easier than elsewhere.


- Your "advantages" points:


The big advantage for now : 
      1.it's Coop bank so very safe, no risks


       --> What makes you think that a coop bank is very safe? I don't see how you get to that conclusion? and how is it safer than postfinance?


      2. I manage everything from my mobile phone (safety is top and even mobile lost or stolen no access possible, it's a Swiss bank ;-)


       --> Managing your bank account on your mobile phone via the bank's app is everywhere. For Postfinance for example, the app. lets you do all the functionalities.


      3. Excellent to share fees with friends


      --> How so? Anyways, with Twint in the market, it's already easy :-).


      4. MY FAVOURITE : scan and pay bills with ophone camera ! It take time and risky to enter all this bills codes and numbers...


      --> This functionality already exists on Postfinance app (for years now).


 


I must have skipped something in your findings, but I don't see the added value of this Coop Bank.


Cheers


 


 


Sinan, Oct 24, 2018 @ 15:57
Your Reply:
Reply  Reply With Quote  Thank Poster
! Report to Admin
Only members can see photos
Only members can see names and photos
Re: Review, the totally online FREE COOP Bank account with smartphone
Post 5

The letter i received this week says "current costs 5.- and over 7500.-" and from the 01st Jan 2019 it will be 5.- no matter what amount you have in youre bank, where does the 20.- come from?

The text you are quoting:

The letter i received this week says "current costs 5.- and over 7500.-" and from the 01st Jan 2019 it will be 5.- no matter what amount you have in youre bank, where does the 20.- come from?


Oonagh, Oct 24, 2018 @ 16:28
Your Reply:
Reply  Reply With Quote  Thank Poster
! Report to Admin
Only members can see photos
Only members can see names and photos
Re: Review, the totally online FREE COOP Bank account with smartphone
Post 6

"current costs 5.- and over 7500.-" costs nothing.

The text you are quoting:

"current costs 5.- and over 7500.-" costs nothing.


Oonagh, Oct 24, 2018 @ 16:28
Your Reply:
Reply  Reply With Quote  Thank Poster
! Report to Admin
Only members can see photos
Only members can see names and photos
Re: Review, the totally online FREE COOP Bank account with smartphone
Post 7

So I just set up account Cler. It's cool that if someone owning account sends you a code and you put it upon opening the account into your app, you and this person receives 50chf.


 


If not, I know that Migros offers also a free account, but you have to pay in case of cancellation it.

The text you are quoting:

So I just set up account Cler. It's cool that if someone owning account sends you a code and you put it upon opening the account into your app, you and this person receives 50chf.


 


If not, I know that Migros offers also a free account, but you have to pay in case of cancellation it.


Kris R, Nov 9, 2018 @ 22:12
Your Reply:
Reply  Reply With Quote  Thank Poster
! Report to Admin
Only members can see photos
Only members can see names and photos
Re: Review, the totally online FREE COOP Bank account with smartphone
Post 8

Hi Fares,

Thanks for your contribution, the subject is interesting. let me share my point of view to the points you raised:

- From what I understood from you, it looks like opening an account at coop bank is easier than elsewhere.

- Your "advantages" points:

The big advantage for now : 
      1.it's Coop bank so very safe, no risks

       --> What makes you think that a coop bank is very safe? I don't see how you get to that conclusion? and how is it safer than postfinance?

      2. I manage everything from my mobile phone (safety is top and even mobile lost or stolen no access possible, it's a Swiss bank ;-)

       --> Managing your bank account on your mobile phone via the bank's app is everywhere. For Postfinance for example, the app. lets you do all the functionalities.

      3. Excellent to share fees with friends

      --> How so? Anyways, with Twint in the market, it's already easy :-).

      4. MY FAVOURITE : scan and pay bills with ophone camera ! It take time and risky to enter all this bills codes and numbers...

      --> This functionality already exists on Postfinance app (for years now).

 

I must have skipped something in your findings, but I don't see the added value of this Coop Bank.

Cheers

 

 


Oct 24, 18 15:57

Twint works only like a credit card's alternative or can you also use it to make money transfers to someone's bank account?

The text you are quoting:

Twint works only like a credit card's alternative or can you also use it to make money transfers to someone's bank account?


Kris R, Nov 9, 2018 @ 22:16
Your Reply:
Reply  Reply With Quote  Thank Poster
! Report to Admin
8 Replies | 701 Views      |  Send to friend
 
 
 
Feedback Form