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The Best Credit Card in Switzerland
Nov 4, 2010 @ 11:09

Hey,


I have two credit cards, pretty happy with them but recently one of them changed their policy which I am not too pleased about. So I am looking for a new credit card to replace one of them. Any advice? What cards do you love?


1. Migros's FREE Mastercard


- Allows you to accumulate migros points when shopping anywhere. Migros gives you cash cheques which can be used in Migros.


- Did I mention it is FREE? No annual fees.


- It has high(er) processing fees when used abroad 2%.


- Requires you to punch codes instead of signing the bill. Doesn't look cool in fancy restaurants.


 


2. UBS Mastercard


- It has one of the lowest processing fees when used abroad, 1%. This is important since we are mostly international people.


- Previously with 50 keyclub points (equivalent to CHF50) you could get the following 1 year free, now they increased it to 100 keyclub points. Effectively there is no difference or advantage in paying the annual fee with keyclub points since their annual fee is CHF100. I don't like it when prices increase :(

The text you are quoting:

Hey,


I have two credit cards, pretty happy with them but recently one of them changed their policy which I am not too pleased about. So I am looking for a new credit card to replace one of them. Any advice? What cards do you love?


1. Migros's FREE Mastercard


- Allows you to accumulate migros points when shopping anywhere. Migros gives you cash cheques which can be used in Migros.


- Did I mention it is FREE? No annual fees.


- It has high(er) processing fees when used abroad 2%.


- Requires you to punch codes instead of signing the bill. Doesn't look cool in fancy restaurants.


 


2. UBS Mastercard


- It has one of the lowest processing fees when used abroad, 1%. This is important since we are mostly international people.


- Previously with 50 keyclub points (equivalent to CHF50) you could get the following 1 year free, now they increased it to 100 keyclub points. Effectively there is no difference or advantage in paying the annual fee with keyclub points since their annual fee is CHF100. I don't like it when prices increase :(


tigreNov 4, 2010 @ 11:09
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Re: The Best Credit Card in Switzerland
Post 1
Nov 4, 2010 @ 13:17

Ooo .. I just found an "independent' comparison chart online:


http://www.bonuscard.ch/media/Saldo_Vergl_2010_f.pdf

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Ooo .. I just found an "independent' comparison chart online:


http://www.bonuscard.ch/media/Saldo_Vergl_2010_f.pdf


tigre, Nov 4, 2010 @ 13:17
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Re: The Best Credit Card in Switzerland
Post 2
Nov 4, 2010 @ 13:46

I use the coop one. You get coop points and there is no annual fee for this one

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I use the coop one. You get coop points and there is no annual fee for this one


pazzer, Nov 4, 2010 @ 13:46
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