I'm not normally active on these forums but I felt I had to warn others about this Generali Vision scheme being offered to expats by various "financial advisers" (salesmen) in Switzerland.
The scheme is an extremely bad deal where up to the first 2 years of regular payments go entirely towards fees. This can amount to thousands of francs being paid out in fees upfront. It will then take many years just to break even on the money you've sunk into the scheme. If you have to reduce your payments for any reason it will be even harder to make anything back after years of investment.
The salesmen typically use cold calling and ask you to give details of colleagues and friends they may be able to target. They will not be open about the huge front loaded fees and will encourage you to increase your payments in the "initial period" when your payments are set aside for fees.
It might sound obvious to avoid something like this but there are many people entering into this unaware of the reality and lose lots of money. Search in google for "generali vision complaints" and you will see the extent of it.
So my advice is, please treat with extreme suspicion any investment adviser who offers Generali Vision and avoid the scheme like the plague.