Re: CASBIA members? is it worth it
Post 4
Hi,
I used to work for Zurich insurance which was Glocals previous insurance partner and I did a lot of new Casbia memberships for expats working in international organisations.
It was at the beginning really interesting for the insurance discounts and also the additional benefits you could get with some companies (tyre change, service, etc...)
I heard from different clients that the additional benefits are not as interesting as it used to be, most of them found the same or better deals without the casbia card or at different places. And for the 3.5cts/l gas discount you must register for a credit card to have those.
I used to recommend it to customers just for the insurances, especially for car insurance if you have a foreign nationality (outside EU) it makes a real difference because you are being considered as if you were Swiss and pay the Swiss price.
The problem with this, is that Zurich mentions Swiss as your nationality on the contract to give people the Swiss price. The thing is that legally, it may be considered as a false declaration to get a better pricing, so they should be applying the Casbia discounts with the clients official nationality mentionned on the contract instead of Swiss.
Since I have left Zurich to come to Allianz, we have negociated for Glocals at least the same conditions or better for insurances without having to pay the yearly 27.- membership, with their official nationality mentionned on the contract.
So, having Casbia is it still worth it or not? I would just suggest to study the question depending of your needs, to see if it makes a real difference or not.
cheers