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Forums in Geneva > Geneva > Can I get my money back from Credit Swiss?
 
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Can I get my money back from Credit Swiss?

Hello everyone!


I wonder if anybody can tell me if and how I can get my money and bank account back. 


I had a bank account with Credit Swiss. I took out most of the deposit to make a major purchase so I did not have much money left before my card -- actually my whole bag was stolen by a goup of theives near the train station. I reported this to the Train Station Police Office. When I went to Credit Swiss, they told me I had to pay 40 Francs to get a new card. I did not want to spend the money and thought I would wait till they have a promotion and I would get a new package, etc. This had been a free account, so I did not think much. Later on, I did go to Credit Swiss branch at Palexert, and inquired about their promotion. Instead of helping me at the office, I received information thru. mail. This made things more difficult as I do not know much French and I suffered from various health problems, so did not follow up. Another reason was their promotion was probably over, and I received different offer so I was not impressed. My health has improved. I Recently made a visit to the local branch, the person at the a desk in the hall way told me the bank had closed my account. They started to charge a monthly fee so all my money in my account went to pay their account maintenance fee. I never received mail from them. I have 2 neighbors whose last names are the same like mine, and even their first name initials are the same as mine. The postal workers often got our mail mixed up. I have put mail in their mailbox. I have also complained to the post office manager. Credit Swiss man at the hall desk told me that they called me at my office number September 2015. I was on sick leave then and not working. I asked him, "We are required to notify anything by registered mail in Switzerland, why your bank could not send me a registered mail?" He said he could not help me at his job. I thought I was a crime victim, but I got hurt more after the theft. One thief got my attention, while another person grabbed my bag from front of my car. My new camera, mobile and a lot of cash were in the bag. When I saw the theives used my mobile to make international calls and even one Geneva mobile phone number, I went back to the police station and gave them a copy of phone numbers,  but the tall policeman told me they would not do anything "unless it's murder". Thank you very much if you can provide any advice. Warm regards! 

The text you are quoting:

Hello everyone!


I wonder if anybody can tell me if and how I can get my money and bank account back. 


I had a bank account with Credit Swiss. I took out most of the deposit to make a major purchase so I did not have much money left before my card -- actually my whole bag was stolen by a goup of theives near the train station. I reported this to the Train Station Police Office. When I went to Credit Swiss, they told me I had to pay 40 Francs to get a new card. I did not want to spend the money and thought I would wait till they have a promotion and I would get a new package, etc. This had been a free account, so I did not think much. Later on, I did go to Credit Swiss branch at Palexert, and inquired about their promotion. Instead of helping me at the office, I received information thru. mail. This made things more difficult as I do not know much French and I suffered from various health problems, so did not follow up. Another reason was their promotion was probably over, and I received different offer so I was not impressed. My health has improved. I Recently made a visit to the local branch, the person at the a desk in the hall way told me the bank had closed my account. They started to charge a monthly fee so all my money in my account went to pay their account maintenance fee. I never received mail from them. I have 2 neighbors whose last names are the same like mine, and even their first name initials are the same as mine. The postal workers often got our mail mixed up. I have put mail in their mailbox. I have also complained to the post office manager. Credit Swiss man at the hall desk told me that they called me at my office number September 2015. I was on sick leave then and not working. I asked him, "We are required to notify anything by registered mail in Switzerland, why your bank could not send me a registered mail?" He said he could not help me at his job. I thought I was a crime victim, but I got hurt more after the theft. One thief got my attention, while another person grabbed my bag from front of my car. My new camera, mobile and a lot of cash were in the bag. When I saw the theives used my mobile to make international calls and even one Geneva mobile phone number, I went back to the police station and gave them a copy of phone numbers,  but the tall policeman told me they would not do anything "unless it's murder". Thank you very much if you can provide any advice. Warm regards! 


Jen CSep 5, 2016 @ 13:56
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