Good evening Anastasia

As I am working for a health Insurance in Lausanne, I hope to be able to help you.

Normally, your contract comes to an end at the official date of your departure from Switzerland. To define this exact date, the office of population is the right instance. If your permit is expiring, a copy of this should be enough. When you are not enregistred in Switzerland (sans papier), I advise you to send them a copy of your Flight ticket with an explication of your situation or another proof that you are leaving the country for good. 

When you are staying in Switzerland and just wish to change your insurance, you have to send a letter of cancellation till the 30th of November. Your new Insurance which you have chosen will separately send a letter of confirmation to CSS. This procedure is to make sure that every person living in our country is insured. 

Don't hesitate to contact me for any further information or if you wish an offer for 2016. I work for Atupri Insurance. 

Daniela 

Dear All,

I received a letter from Assura regarind the high prime rates. Currently i am paying 208.40 per month for franchise of CHF2500. But on the same franchise in the letter they care raising it to 258.40. I really dont understand why they are increasing it too much in 2016? Is it normal? I dont have any health problems and had not claimed anything till date and not even visited a doctor even a single time....Please guide....

in 2009 Switzerland voted so that the Insurance Companies can increase the fee at any moment, without explanation.  Sorry for these news. I'm also Assura and they increased from 215 to 252 chf 

Assura had for many years so attractive primes and consequently not only young and healthy people went to them. And even they are getting older and/or need more health care. The primes in an area must cover the costs of the clients during the same year. That's why the prime rate in many cantons are bumping up with Assura which is only logical (comparing with the prime rate of all the other companies). 

I work for an independent and neutral insurance broker, Symphony SA, and confirm that Daniela is correct.  Furthermore although Assura has increased their rates, there are alternative insurers that are now cheaper than Assura.  Please contact me if you need further assistance as I work with over 80+ insurance companies.

Kind regards,

Deepak

You get older-> your chance of getting sick increases -> htey jack up prices.

Or they jack up prices and look for an explanation later.

Anyway they jack them up.