Login or Sign Up
 
 
 
 
 
 
 
 
 
 
 
 
 
Forums in Geneva > Geneva > Exercising the insurance
 
Only members can see photos
Only members can see names and photos
Exercising the insurance

I have heard that we have to buy housing insurance in order to protect ourself in case something is damaged in the house.


Please could you throw some light on this insurance and topic.


 


This would be very interesting.

The text you are quoting:

I have heard that we have to buy housing insurance in order to protect ourself in case something is damaged in the house.


Please could you throw some light on this insurance and topic.


 


This would be very interesting.


Parag RJul 7, 2011 @ 08:13
Your Reply:
Reply  Reply With Quote  Thank Poster
! Report to Admin
 
6 Replies | 1211 Views      |  Send to friend
 
Only members can see photos
Only members can see names and photos
Re: Exercising the insurance
Post 1

The website www.comparis.ch is a good place to start your research. 


The basic insurance is called "responsibilité civile." 


http://en.comparis.ch/hausrat-versicherung/default.aspx


http://en.comparis.ch/hausrat-versicherung/info/glossar/grundmerkmale-hausratversicherungsprodukte.aspx

The text you are quoting:

The website www.comparis.ch is a good place to start your research. 


The basic insurance is called "responsibilité civile." 


http://en.comparis.ch/hausrat-versicherung/default.aspx


http://en.comparis.ch/hausrat-versicherung/info/glossar/grundmerkmale-hausratversicherungsprodukte.aspx


Translator, Jul 7, 2011 @ 10:17
Your Reply:
Reply  Reply With Quote  Thank Poster
! Report to Admin
Only members can see photos
Only members can see names and photos
Re: Exercising the insurance
Post 2

Hello,


Yes a house hold insurance is mandatory if you rent a apartment, the regie or the house owner will ask you to show you this when you sign the lease contract normally.


If you want feel free to contact us, my partners are independent insurance brokers and they can give you a offer from serveral insurance companies..


Regards,


Raymond

The text you are quoting:

Hello,


Yes a house hold insurance is mandatory if you rent a apartment, the regie or the house owner will ask you to show you this when you sign the lease contract normally.


If you want feel free to contact us, my partners are independent insurance brokers and they can give you a offer from serveral insurance companies..


Regards,


Raymond


rharmeling, Jul 7, 2011 @ 13:34
Your Reply:
Reply  Reply With Quote  Thank Poster
! Report to Admin
Only members can see photos
Only members can see names and photos
Re: Exercising the insurance
Post 3

You all are confusing apples and oranges. "Responsabilite civile" protects you from the damage you inflict to others ie you flood the house (damage to the owner) or you during a fight with your wife you throw a plate out the window and hit somebody in the head (damage to the poor bastard). It's not mandatory but most regies will ask you if you have it when you rent an apartment.


The "household insurance" protects the goods in the house you live in from theft etc. It's absolutely optional and they are NOT the same thing.

The text you are quoting:

You all are confusing apples and oranges. "Responsabilite civile" protects you from the damage you inflict to others ie you flood the house (damage to the owner) or you during a fight with your wife you throw a plate out the window and hit somebody in the head (damage to the poor bastard). It's not mandatory but most regies will ask you if you have it when you rent an apartment.


The "household insurance" protects the goods in the house you live in from theft etc. It's absolutely optional and they are NOT the same thing.


catalin, Jul 7, 2011 @ 17:22
Your Reply:
Reply  Reply With Quote  Thank Poster
! Report to Admin
Only members can see photos
Only members can see names and photos
Re: Exercising the insurance
Post 4

Not confused at all and never wrote that the two are the same. If you are renting a house or apartment, you are required to carry RC.

The text you are quoting:

Not confused at all and never wrote that the two are the same. If you are renting a house or apartment, you are required to carry RC.


Translator, Jul 7, 2011 @ 19:07
Your Reply:
Reply  Reply With Quote  Thank Poster
! Report to Admin
Only members can see photos
Only members can see names and photos
Re: Exercising the insurance
Post 5

Please also note that the type of insurance may vary from canton to canton. In Geneva, the occupant should agree for a private insurance and in the canton of Vaud there is a public entity which is responsible for the insurances covering the damage to the place of living (http://www.eca-vaud.ch/)

The text you are quoting:

Please also note that the type of insurance may vary from canton to canton. In Geneva, the occupant should agree for a private insurance and in the canton of Vaud there is a public entity which is responsible for the insurances covering the damage to the place of living (http://www.eca-vaud.ch/)


Per P, Jul 7, 2011 @ 21:36
Your Reply:
Reply  Reply With Quote  Thank Poster
! Report to Admin
Only members can see photos
Only members can see names and photos
Re: Exercising the insurance
Post 6

Usually the Personal Liability Insurance & the Household Content Insurance are sold in one package / policy


Ask also for the options like theft and glass. It will cost you about 30 Chf extra each but it covers you also for theft outside your home.. 


 

The text you are quoting:

Usually the Personal Liability Insurance & the Household Content Insurance are sold in one package / policy


Ask also for the options like theft and glass. It will cost you about 30 Chf extra each but it covers you also for theft outside your home.. 


 


rharmeling, Jul 7, 2011 @ 22:07
Your Reply:
Reply  Reply With Quote  Thank Poster
! Report to Admin
6 Replies | 1211 Views      |  Send to friend
 
 
 
Feedback Form