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Frontaliers and health insurance

Jun 23, 2015 @ 12:42

Hi everyone - let me know if there is a better place to post this.

I recently recieved a letter titled 'Choix du systeme d'assurance-maladie applicable' my terrible French decoded it as a choice between the Swiss and French health cover.

I've heard that the French system is probably better for me as I don't earn much and they only take a couple of % off your monthly pay, however it seems that I have to get this letter signed by a CPAM (Caisse primaire d'assurance maladie) before I can submit my choice, either way.

My questions are:

Is this correct or has my French failed me again?

Where is the closest CPAM to geneva? Google is telling me its Annecy or Lyon - which seems excessively far.

Are there any other services I have to sign up to before I can get my letter signed by the CPAM? What are they?

Any advice you guys can offer would really help. The clock is ticking and I'm worried if I let the letter expire I'll be put on some unaffordable policy that'll force me back home.

Cheers!

The text you are quoting:

Hi everyone - let me know if there is a better place to post this.

I recently recieved a letter titled 'Choix du systeme d'assurance-maladie applicable' my terrible French decoded it as a choice between the Swiss and French health cover.

My questions are:

Is this correct or has my French failed me again?

Where is the closest CPAM to geneva? Google is telling me its Annecy or Lyon - which seems excessively far.

Are there any other services I have to sign up to before I can get my letter signed by the CPAM? What are they?

Any advice you guys can offer would really help. The clock is ticking and I'm worried if I let the letter expire I'll be put on some unaffordable policy that'll force me back home.

Cheers!

Jack BJun 23, 2015 @ 12:42

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Re: Frontaliers and health insurance

Post 1

Jun 23, 2015 @ 17:26

AFAIK, you have to be resident in France to qualify, although I might be wrong in this.

We paid into the UK and then the Belgian system for 20 years and because of this, we automatically received a Carte Vitale which entitles us to medical treatment in France. However, whether this also applies to people living in CH is questionable. Perhaps someone more qualified can answer this question for you but for what it is worth, April Insurance specifically target frontaliers so it may be possible not to go with CPAM but to contact the above and see what they offer. Good luck anyway.

The text you are quoting:

AFAIK, you have to be resident in France to qualify, although I might be wrong in this.

sheila c, Jun 23, 2015 @ 17:26

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Re: Frontaliers and health insurance

Post 2

Jun 23, 2015 @ 18:09

Sheila, If he got this letter, it probbly means he's in France, since the Swiss don't get that choice.

Jack, Note that this choice is very important and long-lasting. Many frontaliers regret having chosen the French insurance, since it doesn't cover medical expenses in CH. And they cannot change their choice without moving out of France.

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Sheila, If he got this letter, it probbly means he's in France, since the Swiss don't get that choice.

tawb, Jun 23, 2015 @ 18:09

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