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Guarantor in renting

Apr 9, 2017 @ 10:48

Hi,

I am seeking apartments in Geneva and I have a question. Since my net salary is not enough for some of the apartments can I add a second person, who is a friend of mine and willing to help as a guarantor as to sum our salaries? Is this person added to the contract or the contract is signed up from him on behalf of me?

I could not find any information on this especially when googling. If anyone is willing to clarify it for me I would be grateful

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Hi,

I could not find any information on this especially when googling. If anyone is willing to clarify it for me I would be grateful

angel lApr 9, 2017 @ 10:48

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Re: Guarantor in renting

Post 1

Apr 9, 2017 @ 17:59

Hi I guess normally both persons (you and the guarantor) have to sign the contract.

here are some informations (in french) i just found on internet: https://www.google.ch/url?sa=t&rct=j&q=&esrc=s&source=web&cd=1&cad=rja&uact=8&ved=0ahUKEwj95Nyi3ZfTAhUOrRQKHSTxDJEQFgglMAA&url=https%3A%2F%2Ffondation.graap.ch%2Fdocumentation%2Fnos-publications%2Fautres-publications%2Fitem%2Fdownload%2F94_a50a0c728f9e3ab068abc57b862dd5c6.html&usg=AFQjCNFzaZ_lnwieCbxHLQ7f_k4pbyrXKg&sig2=sqTZScYOi8EAHCZFBu22KA

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Hi I guess normally both persons (you and the guarantor) have to sign the contract.

Andrea S, Apr 9, 2017 @ 17:59

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Re: Guarantor in renting

Post 2

Apr 9, 2017 @ 19:11

Very informative thank you. So I have another question. Should the guarantor's net income be higher than mine or both incomes are sumed up?

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Very informative thank you. So I have another question. Should the guarantor's net income be higher than mine or both incomes are sumed up?

angel l, Apr 9, 2017 @ 19:11

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Re: Guarantor in renting

Post 3

Apr 10, 2017 @ 19:54

I'm not sure. Some internet sites says the two incomes are simply sumed. It may also depend on each "régie" or owner.

Personnaly, if I had a flat to rent, and if person wanted to be a guarantor, I would like that person to own more money than she needs for her current fees (food, her apartment, car, insurances, ...). Otherwise, how could this "guarantor" pay for a second rent?

I think the best is that you ask to one or twe régies