Hi
I am going to change my current health insurance from SWICA to any one else. Because SWICA is too expensive with poor service by making mistakes, slow responses of claim, unclear guidelines etc...
I know there are many options to choose, however are there any one that is NOT recommended from your experiences? Are there any good tips to know when negotiate?
I am going to meet a few insurance, what I want is only the basic ones and plus the dental if it is not too expensive.
Many thanks in advance for your help.
Jessica




