Hi Daniel,

It depends on what your intentions are. Do you plan to trade or invest?

If you plan to trade then you could have a look at...

http://www.selectabroker.com/Switzerland/

I am not sure which, if any, of the companies listed at the website above are swiss.

If you intend to invest try 

http://www.liberty-wealth.com

The above is a company located in Geneva.

As for minimum investments it really depends on what you class as "not too high". One person's high is another's low so it is best to contact the relevant companies and discuss your requirements with them.

Hope this helps.

Swiss brokers are extremely expensive compared to US or UK ones, and financial advice or active management is even worse. You are most likely to get the best return by investing in low cost index trackers through one of the less outrageously expensive brokers like Swissquote

Thanks for the replies guys, im in the architecture field and know very little about banking/investing hence asking here. Im not looking to invest a lot i thought of starting with perhaps around 5-10Ksf. I was hoping to find a fund managment company that invests in other comapnies and you get x amount interest.And over time add more money to this fund. As i cant find anything that resembels an ISA in switzerland, this seems like a better way to go. Does anyone know what ruturns are possible in switzerland in % terms?

Thanks you in adavance.

Daniel

Hi Daniel,

I disagree with Steven on his point that you can expect the best return by investing in low cost index trackers. Instead, they will typically give you a return just below market average. This, however, is still likely to be far superior than cash returns over the long term. Whether you use passive funds, active funds or a combination of the two then there are good and bad versions.

If you invest in a fund you won't get a set return but instead the value will fluctuate with time. There are options, known as structured notes, that can promise to pay x% p.a. over y years based on the performance of certain stocks/shares/indices. These, however, may be riskier than they appear. Although, used the right way, they can offer good returns you really shouldn't have all your money tied up in them.

Finally, irrespective of where you invest the returns are dependent on the risks. Higher the risk, higher the volatility and higher the expected returns. It doesn't matter where you hold the account you should still be able to access investments from across the globe. 

For that amount of money and investing goal I would definitely focus on keeping costs as low as possible and being tax efficient rather than trying anything too complicated:

Open the lowest cost broker account you can find

Put the money into an Exchange Traded Fund, choosing the lowest cost index tracker you can find. For example this tracks all the biggest companies listed in Europe so 3% of your money goes into Nestle, 2% into BP etc. for 100s of companies, and has an annual cost of 0.33%, which is very low for Switzerland:

https://www.ishares.com/ch/individual/en/products/251861/ishares-msci-europe-ucits-etf-acc-fund?locale=en_CH

It's also important in Switzerland to pick an ETF like this that accumulates any dividend income to grow your capital as in Switzerland you don't pay any capital gains tax (so you don't need an ISA) but dividend/interest income is taxed like your salary

You'll have to pay a trading fee every time you invest (For example Swissquote's is 9 CHF for ETFs) so invest any spare cash you have quarterly so the trading fees don't add up

Thanks Steven.

Great link but this seems to be a more do it all yourself site where you seem to need 

to have experience in the Trade industry (which i dont im in a different field)

So i was hoping to find a Fund managment firm that help you with the trading aspect.