Hi,

You may cancel your contract with a 3 months notice before the expiry date.

Or after having a claim or changing car.

In the meantime you may also ask to review the covers from one year to another.

Don't hesitate to contact me to have an idea of what can be done to sort you out and make you benefit of the Glocals advantages with Allianz.

cheers

Aymeric, Glocals agent

This making a claim... how does this work to cancel the insurance? Because a colleague was trying to explain this convoluted way of selling the car, canceling the carte grise waiting a year and then re-buying the car? What the what?

But, I can make a claim. Tho' would the claim have to be rejected in order to move to a new insurance?

And thank you all so much for the responses you've posted. It makes me feel better!
Have a great weekend,

Kate

You have the possibility of changing insurance company if not satisfied of a claim.

You have 14days after payment of your claim by the insurance company to send a registered letter of cancellation.

Normally, once the company has paied a claim for you, they send you a letter informing you of the amount they have paied, "Normally"... Some companies don't do it, or say they did but you never received, so you cannot cancel your contract......

But don't go make a claim or damage your car if you don't have any damages.... :-)

And you have to be carefull with the kind of claim you declare, as some will have a deducible and may have an effect on your bonus level or premiums for the next year or the new insurance company.

I suggest you contact me so we can see what solutions would be availabe for you.

Aymeric, glocals agent @Allianz

[email protected]

1400!! 

I'm only 280chf per year .. Ok it's an older VW Polo with basic insurance.

Anyway it's a 3 year deal on mine too and we have no intention of keeping the car for that time. Agent said if we change car we can cancel or renegotiate. If we sell car we can cancel.

Defo get the policies checked by an expert for what they cover, 1400 must cover alot.

I am paying more than the value of my carin insurance every year and don't see any way of canceling the locked in CAsco.   I plan to give the car to my kids.  I hope that will work as a cancellation. 

Call Aymeric, explore the route of claim with him. You never want to invent a claim that is a serious legal risk, but you might have some scratches or dents that you can claim. Then you can cancel your contract even if the insurance company accepts your claim. But there are always watchouts and fine print things to know about, hence: call Aymeric...

Hi Aymeric,

I am having problems with my car insurance and would like whether you could help me.  I tried La Mobiliere and National Suisse and have problems with both of them, specially with La Mobiliere.

I am looking to sell my car and would like to get a new car insurance with someone I can trust.

Please let me know.

Thank you and kind regards,

Nicolas

+41795449194

Dear Nicolas,

I will see what i can do for you to solve your problem for your car insurance, and call you tomorrow.

In the meantime, you can already send me an email explaining roughly the situation at:

[email protected]

Looking forward to hear from you.

Aymeric

Hi,

you may indeed cancel your car insurance if the company increases your premium for the next year, you have for that a delay of 14 days to inform the company by registered mail.

Before doing so, make sure that you may find a better deal for the same covers through another company.

Once agreed, you will have to go to automobile services (SAN, Service des Autos et de la Navigation) to have your grey card modified with the new insurance company. This procedure is free.

And for reminder, Glocals members benefits of specila discounts for insurances.

At your disposal for more info.

cheers

Aymeric

Hello, I see this is an old thread but some members are still active. I was wondering if I give back my plates today to service des autos, will my car insurance for 2017 (Feb-Dec) be refunded? Or have I lost that money?

Kind regards,

Tracey

As far as I know, you'll get the money back. Check with your insurance agent