Hey Logica,

I just used it last week with garage (details below), and I know of a friend who used them (with success) in a claim against her ex employer.

Here's how I used them:

• I got my car fixed at a new garage last week.
• When I came to pick up the car from the garage (it was there overnight), I saw it had an extra 150 KM on the clock!
• I asked the owner what happended, and he claimed I had the numbers wrong.
• I spoke with my legal protection insurance, and their lawyer wrote to the garage (a real scary letter, even I was scared!)
• As soon as the garage got it, they folded, and claimed a stray emplyee took the car, and that they'll compensate me. So just the fact of having this insurance can help. And if the case would have gotten to court, I would have really saved a lot of money.

Net, recommended.

Nir 
Nir Ofek, Mar 18, 2009 @ 19:16

Could anyone please recommend any names of insurance companies for employment?



Thanks
Marz, Mar 18, 2009 @ 21:05

I can highly recommend Assista (TCS - Swiss Touring Club).



They have a number of different insurance products. Including anything associated with driving as well as basic legal insurance.



Here is the legal insurance one:



http://www.tcs.ch/main/fr/home/versicherungen/rechtsschutz/privat.html



You can click on the PDFs to get more details.

Verbier, Mar 18, 2009 @ 21:14

Thank you Verbier.
Marz, Mar 18, 2009 @ 21:19

Hi Nir,  thanks a lot for the quick and detailed explaination, appreciated!!!
logica, Mar 19, 2009 @ 10:08

Isa413,  thanks a lot for your note for sharing both experiences. My case might be similiar to your second one since it's me against the local gov't. I will see and will remember to post a note afterwards.

logica, Mar 19, 2009 @ 10:10

Logica:

Good luck in going up against the big boys!

Your case is specific, and I would consult with an expert on which Legal Insurance company to use fro it. I can strongly recommend our own insurance broker, who has an overview of all the Legal Insurance firms out there and who can give you free good advice:

Ardian (speaks English), from Helvetia-Wealth Insurance, on: [email protected]

Good luck!
Nir Ofek, Mar 19, 2009 @ 14:14

Thanks, Nir!
logica, Mar 19, 2009 @ 16:32

Hi Isa413, thanks for sharing the details. Always good to be prepared as much as one can.  Our case it's a little bit complicated, and we have already asked a laywer to look into the details. But on the other side, we haven't got good news from the insurance yet, i.e. will or how they can help...:(
logica, Mar 20, 2009 @ 10:33

I'm running out of the office so short answer but:



- Yes, assista is good, and be careful not to get 2 legal insurance, many people do without knowing.

- Most of the companies are more or less the same for this. I have a contract with generali, they do something quite good, you can ask some questions without having to fill a case, if it's just for a little thing you need to know it's useful. I luckily never had to use it so far, but I'm quite happy to spend these 335 chf a year for nothing ;)

- It will not cover you for a case you already have, or a case that you know will happen.

- it will not cover you for familly law things. So no, taking a legal insurance then telling your wife you want to divorce will not help you.



Rémy
RemyS, Mar 23, 2009 @ 18:59