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VISA/MASTERCARD DEBIT, DOES IT EXIST??

Hi!


I'm getting ready for my arrival in two weeks, and as I'll just have one week-day free before starting my new job I'm trying to get as much information as possible to be really productive!!


I'm trying to find a bank who has visa/mastercard debit as is much more useful online and abroad than maestro...but I cant seem to find it..I'm sorry if there is already a question about this...but I would really appreciate if anyone has any tips!!


cheers!


 


Cristina

The text you are quoting:

Hi!


I'm getting ready for my arrival in two weeks, and as I'll just have one week-day free before starting my new job I'm trying to get as much information as possible to be really productive!!


I'm trying to find a bank who has visa/mastercard debit as is much more useful online and abroad than maestro...but I cant seem to find it..I'm sorry if there is already a question about this...but I would really appreciate if anyone has any tips!!


cheers!


 


Cristina


cristina tMar 14, 2014 @ 18:41
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Re: VISA/MASTERCARD DEBIT, DOES IT EXIST??
Post 1

Undecided


 


 

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Undecided


 


 


Aline D, Mar 14, 2014 @ 19:55
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Re: VISA/MASTERCARD DEBIT, DOES IT EXIST??
Post 2

http://www.advancedcard.ch/fr/home.html


I have the Visa Bonus Card from them and its great but they have pre paid as well.


http://www.cornercard.ch/fr/clients-prives/cartes-prepayees/cartes.html?intcmp=home_header-blue_center


You can even use the pre paid card to book on Easyjet and pay less commision, its great and you can get your photo on it as well.

The text you are quoting:

http://www.advancedcard.ch/fr/home.html


I have the Visa Bonus Card from them and its great but they have pre paid as well.


http://www.cornercard.ch/fr/clients-prives/cartes-prepayees/cartes.html?intcmp=home_header-blue_center


You can even use the pre paid card to book on Easyjet and pay less commision, its great and you can get your photo on it as well.


Oonagh, Mar 14, 2014 @ 20:21
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Re: VISA/MASTERCARD DEBIT, DOES IT EXIST??
Post 3

Thank Oonagh!!


I'm sorry I'm not an expert in banking, so the card is not linked to a concrete bank?

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Thank Oonagh!!


I'm sorry I'm not an expert in banking, so the card is not linked to a concrete bank?


cristina t, Mar 14, 2014 @ 20:28
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Re: VISA/MASTERCARD DEBIT, DOES IT EXIST??
Post 4

Thank Oonagh!!

I'm sorry I'm not an expert in banking, so the card is not linked to a concrete bank?


Mar 14, 14 20:28

No not to a bank, i have had the bonus credit card for years as before the Swiss bank was a bit picky about giving me one so i found that. For the credit card if you spend more that 300chf a year (easy) the card is free, you get your bill you pay it, its super easy.


For cornercard they are well known for credit cards etc and the debit card is 50chf a year.

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No not to a bank, i have had the bonus credit card for years as before the Swiss bank was a bit picky about giving me one so i found that. For the credit card if you spend more that 300chf a year (easy) the card is free, you get your bill you pay it, its super easy.


For cornercard they are well known for credit cards etc and the debit card is 50chf a year.


Oonagh, Mar 14, 2014 @ 20:43
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Re: VISA/MASTERCARD DEBIT, DOES IT EXIST??
Post 5

In Switzerland master/visa debit cards doesn't exist ..however you could have credit cards (Master, visa & amex) they are available as prepay cards or with credit limit..


for prepay card you dont need to have and credit scoring  


normally you will be given maestro card (debit) by the bank ..but it doesn't work for online shopping


 


 

The text you are quoting:

In Switzerland master/visa debit cards doesn't exist ..however you could have credit cards (Master, visa & amex) they are available as prepay cards or with credit limit..


for prepay card you dont need to have and credit scoring  


normally you will be given maestro card (debit) by the bank ..but it doesn't work for online shopping


 


 


John N, Mar 14, 2014 @ 22:53
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Re: VISA/MASTERCARD DEBIT, DOES IT EXIST??
Post 6

any i/o and ;)

The text you are quoting:

any i/o and ;)


John N, Mar 14, 2014 @ 23:04
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Re: VISA/MASTERCARD DEBIT, DOES IT EXIST??
Post 7

Mastercard Debit exists in Switzerland. You just need to ask your bank. You will need to feed your card regularly through your bank account in order to use it. It is not as wide spread and some shops might not accept it but it is possible to have one.

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Mastercard Debit exists in Switzerland. You just need to ask your bank. You will need to feed your card regularly through your bank account in order to use it. It is not as wide spread and some shops might not accept it but it is possible to have one.


hay_, Mar 15, 2014 @ 09:51
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Re: VISA/MASTERCARD DEBIT, DOES IT EXIST??
Post 8

In Switzerland master/visa debit cards doesn't exist ..however you could have credit cards (Master, visa & amex) they are available as prepay cards or with credit limit..

for prepay card you dont need to have and credit scoring  

normally you will be given maestro card (debit) by the bank ..but it doesn't work for online shopping

 

 


Mar 14, 14 22:53

What is the difference in your opinion between a debit & pre paid card? 

The text you are quoting:

What is the difference in your opinion between a debit & pre paid card? 


Oonagh, Mar 15, 2014 @ 15:02
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Re: VISA/MASTERCARD DEBIT, DOES IT EXIST??
Post 9

What is the difference in your opinion between a debit & pre paid card? 


Mar 15, 14 15:02

Debit .. You all ALL the balance each month, 


pre paid you can only spend what you have pre loaded your card with... In Switzerland normally up to 3000 chf max

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Debit .. You all ALL the balance each month, 


pre paid you can only spend what you have pre loaded your card with... In Switzerland normally up to 3000 chf max


Charlie, Mar 15, 2014 @ 17:39
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Re: VISA/MASTERCARD DEBIT, DOES IT EXIST??
Post 10

Debit .. You all ALL the balance each month, 

pre paid you can only spend what you have pre loaded your card with... In Switzerland normally up to 3000 chf max


Mar 15, 14 17:39

So in Geneva, I know about :


La Poste cards, these are debit cards, directly reducing your account balance. But sometime you can overdraw the account but you get warnings and big 'overdraft charges'.


Maestro is similiar to a debit card. But it also is a Bancomat /Cash machine card that debits directly your bank account. Maestro cards are availiable at most Swiss banks


Corner bank is one of the biggest VISA card companies, typical VISA card conditions that charge you interest after a grace period of say 20 or 25 days. Many banks use other credit card companies to service their 'credit cards' of there clients.

The text you are quoting:

So in Geneva, I know about :


La Poste cards, these are debit cards, directly reducing your account balance. But sometime you can overdraw the account but you get warnings and big 'overdraft charges'.


Maestro is similiar to a debit card. But it also is a Bancomat /Cash machine card that debits directly your bank account. Maestro cards are availiable at most Swiss banks


Corner bank is one of the biggest VISA card companies, typical VISA card conditions that charge you interest after a grace period of say 20 or 25 days. Many banks use other credit card companies to service their 'credit cards' of there clients.


Dave G, Mar 15, 2014 @ 17:47
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Re: VISA/MASTERCARD DEBIT, DOES IT EXIST??
Post 11

Debit .. You all ALL the balance each month, 

pre paid you can only spend what you have pre loaded your card with... In Switzerland normally up to 3000 chf max


Mar 15, 14 17:39

I have a prepaid card linked to corner card cause it’s cheaper to book on EasyJet, its not a bank but it’s the same, anyway with a debit card you can’t overspend I think? Anyway I don’t need it cause I can’t pay its just handy ;-)

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I have a prepaid card linked to corner card cause it’s cheaper to book on EasyJet, its not a bank but it’s the same, anyway with a debit card you can’t overspend I think? Anyway I don’t need it cause I can’t pay its just handy ;-)


Oonagh, Mar 16, 2014 @ 11:29
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